A Woman Builds a Floating House After Being Denied a Mortgage

When Jen couldn’t qualify for a traditional mortgage, she made a bold and unconventional decision—she designed and built a floating home for herself and her two children. The result? A stunning and fully functional houseboat that showcases her creativity and determination.

The houseboat features three bedrooms, a full kitchen, and a bathroom. The rooftop serves as an open-air retreat, ideal for yoga or simply relaxing outdoors. Jen has lived on the boat for over three years, and the journey to create this unique home is just as inspiring as the home itself.

Designing the Perfect Floating Home

Finding a three-bedroom houseboat was nearly impossible, so Jen decided to take matters into her own hands. She meticulously designed every aspect, ensuring that her children each had their own private space. From strategic window placement to optimizing the room layout, every detail was thoughtfully planned to maximize comfort and functionality.

A Swift and Efficient Construction Process

The construction process was impressively quick. The steel frame took just seven weeks to complete, followed by ten more weeks to finish the interior. In total, the entire project was completed in just 17 weeks. The steel frame cost $87,000, and Jen invested an additional $10,000 to craft a warm and inviting interior.

Thoughtful Interior Choices for a Cozy Lifestyle

For the kitchen, Jen opted for an IKEA setup with plenty of counter space. The living room doubles as her workspace, where she conducts massage and therapy sessions. Without a television in the home, her children spend their time reading and enjoying the peaceful surroundings. The living room also features large, cozy beds—perfect for unwinding while taking in the breathtaking sunset views over the water.

A Story of Resilience and Innovation

Jen’s journey is a remarkable example of resilience and ingenuity. With careful planning and determination, she transformed a challenge into an opportunity, creating a beautiful and unconventional home perfectly suited to her family’s lifestyle.

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